Halal money (Current state of Islamic Banking in UK)

This is an interesting article taken from The Guardain, June 11 2008
By Nesrine Malik

Islamic banking appeals to Muslims who take their religion literally, but it misses the bigger picture

Adapting to life in Britain can be a complicated business for a practising Muslim, as I discovered when I moved here a few years ago. In some ways I was lucky, managing to slot in the five daily prayers awkwardly (and often belatedly), between meetings and professional commitments.

Fasting during Ramadan turned out to be a non-issue, while alcohol and pork were easily avoided in my remarkably tolerant and politically correct business and social circle.

One of my biggest problems, though, revolved around the Islamic prohibition on paying or receiving interest. I shunned credit cards and loans (with some difficulty) and when I was fortunate enough to earn interest, I duly disposed of it - not without a certain degree of smugness. To many of those who observe the religious prohibition on financial transactions involving interest, fundamental personal finance issues arise.

Interest is forbidden in Islam with the intention of preventing usury or riba - effectively selling money as a commodity to the needy and profiteering from the desperation of others. But the rejection of this fast and easy money is predicated on the affordability of liquidity. What became clear to me was that in a situation where my family would not immediately intervene to come between myself and starvation, credit presented an appealing safety net that could bridge the gap between itinerant student jobs and sporadic transfers of cash from benevolent uncles.

The Islamic finance market in Britain has expanded significantly over the last few years and has now even been integrated into the mandatory tests required for those who practice in financial services. Islamic mortgages - previously the preserve of such institutions as the United Bank of Kuwait - are now being offered by several high street banks such as Lloyds TSB and HSBC.

Islamic mortgages - the jewel in the crown of faith-based financial products - are priced very similarly to non-Islamic mortgages that charge interest, but with the interest disguised as "rent yield". They require a larger deposit (usually around 30%) but the remainder of the value of the property is not loaned out to the mortgagee. The bank buys the house outright and charges "rent" instead of interest.

Muslims can now even take out an "Islamic" personal loan where, by sleight, of hand the client borrows money in a six-step process which must be finalised on the same day to "minimise the risk of price movement". In the days when the value of money lay in the very material from which it was created - such as gold - it was reasonable that repaying a loan in gold, when the value of gold had gone down, would involve an additional payment to recompense. In today's economy however, all credit transactions involve risk due to the volatility of everything from currencies to inflation. Therefore, the interest charged by lenders today need not necessarily be considered as usury: the lender is merely underwriting the risk of the borrower's inability to repay the loan while making a marginal profit from the investment.

A specialist in sharia-compliant mortgages commented to the BBC that "No one says that Islam is an easy religion to follow, but we believe that the rewards of being a Muslim are great as well.

Halal food costs more money than regular food, yet nobody thinks twice about buying halal meat. Why would you think twice about doing Islamic banking?"

To any customer who is not merely willing to line the pockets of those who are adept at clever nomenclature and circular investment (rubber-stamped, naturally, by a sheikh in the Islamic finance department of some far-flung university), it becomes clear upon closer investigation that most Islamic products are not in fact - pardon the conflation - kosher: they effectively charge interest under a different mask.

Despite that, British Muslims have been eager to assuage their consciences by subscribing to these financial products. The "Islamic" current account is one of the easiest pickings for high street banks. By not paying any interest it manages to attract clients' money while appearing to offer them some kind of special service. Most of so-called Islamic finance is in a similar vein - trying to dress up 21st century financing in 7th century terminology without any real change. It is unfortunate that clients of Islamic finance institutions, who only want to follow their faith, appear to be exploited this way. However, this preoccupation with interest misses the bigger picture. Without delving into the intricacies of the religious prohibition, the literalism with which the ban on interest is taken, and its superficial observance, is the source of the problem.

The spirit of the Quran is against abusive loan-shark type financing - which is neither unreasonable not impracticable, in fact there are echoes of the hazards of a usurious system in today's credit crunch, measures for tighter controls on lending and curbing the number of mortgages on the market in order to stem the bleed of subprime mortgages in essence mirror the basic premise for the prohibition of unreasonable interest. But when banks capitalise on either the literalist attitudes of Muslim clients or their ignorance this is a double whammy. It is difficult for me to accept that Islamic principles should be extrapolated to mean that all commerce must be limited to basic structures of finance, making no allowances for entrepreneurship, foresight and the right to take a flier on the potential of an individual, business or inspired initiative.

Taking a risk and earning commensurate reward on the either the perspicacity or audacity of the stake is the cornerstone of the globalised economy of opportunity in which we live. Some might argue that Islamic sharia based financial solutions would not exist if there were no demand and that profiteering from this market is not only acceptable but standard business practice. All the more reason for us consumers to remember the principle of "buyer beware" and employ our reason to distinguish between usurers and lenders - and this applies to borrowers both within the Islamic finance system and outside it.

Important: Are you wearing pig skin?

We are all aware that wearing clothing that is made out of pig skin or that has traces of pig skin is forbidden (pig skin remains filthy (najis) even after tanning) - as such, it is impermissible to wear shoes or clothing from pigskin, and prayer in such items would be invalid. But how many of us can truly say that they are NOT wearing pig skin?

This is a difficult issue to deal with because not every item of clothing or furniture is labeled appropriately. Some items may have small elements of pig skin and not be labeled at all or some will just state "real leather" but will not state the type of animal it's derived from.

Here is a useful article taken from sunnipath.com realting to this issue. The article was written by Shaykh Abdurrahman ibn Yusuf Mangera .

Assalamu alaykum

In the name of Allah the Gracious the Merciful.

1. You must determine whether the garment is made of pigskin or not. If one person does not know then ask someone who works in a leather store.

2. If you cannot be sure then it would still be better to abstain from wearing it since the Sharia has considered it essentially impure [najis al-'ayn] and cannot be purified in any way.

The following may help to determine whether it is of pigskin. However, consult an expert in a leather store if still in doubt.

And Allah knows best.
Abdurrahman Ibn Yusuf

Are You Wearing Pigskin Leather?

It is amazing that many Muslims do not know if they are actually wearing a leather jacket or a shoe or carrying a purse or any other leather product that is made of pigskin.

At many occasions I have pointed it out to folks about it. Many have listened and many have not, I keep seeing them wearing those again and again. Imagine how many mosques, centers and other holy places they may have made NAJAS. Their prayers may not have been accepted. Do you think you are one of them or will you be one on them?

Here are some tips to find what a pigskin is, what it looks like and where it is used?
Where it is Used?

• General Leather Products: Heavily used in Chinese and other developing or under-developing countries.


• Shoes & Joggers: Full Leather suede looking Shoes or inner linings.


• Jackets: Full Leather suede looking knee long and waist long full sleeve or sleeveless jackets.


• Purses: Women and men purses. Full leather or linings.


• Briefcases: Men and Women leather brief cases, usually inner linings are pigskins. But look out for rest of the leather.

Why is it Used?

Price & Availability: Pigskin is cheap and easily available in most countries. It is lighter that real suede made of Cow. Due to low price it is easier to market and sell. It was first used as liners as it is really thin and strong. Soon it was used in most products as profit margins are comparatively high.

How to recognized it?

Mostly, it looks like suede. But it is thinner. It has spots on it. Kind of depressions or little holes that never go through. It seems like some has used spikes to try to pin through it. But these spots are only on one side.

Usually, on the other side of the leather, you will see squeezed round shaped spots. These spots may not be very prominent on this side. If you look very closely at the pictures given, you will have no problem in identifying pigskin. If you are not sure, read labels or ask the store keepers. Do not ask them if these are pigskins. Let them tell you what kind of leather it is. Do not take their words - Ask for proof.

Hard to Recognize

Hardest is to recognize the pigskin that is being used for non-suede type leather products. But with a close examination spots and holes can be detected. This type of leather needs much concentration.

Picture # 1
Flattened leather with thin look and equal-distance spots

Picture # 2
Very prominent Spots & Pin Holes. Suede like texture is visible.



Picture # 3
Flattened and soft looking but spots are visible.



Please also read the useful articles in the links below:

Further reading:

(1) Pig Skin Shoes - GMWA Foodguide (This is a very good website that investigates companies that in the UK that provide everyday items to the consumer. This article investigates shoes in particular and GMWA have come up with a list of shoes to avoid from companies such as Clarkes and Marks & Spencers. This link and the website is worth a look.

(2) Pigskin Sandals: Wudu and Makeups - SunniPath.com

(3) Using Hairbrush Made With Boar Bristles - SunniPath.com

Qur’anic Ringtones Haram

Qur’anic Ringtones Haram
Taken from Arab News, 9 November 2007

The Islamic Jurisprudence Council banned the use of the verses of the Holy Qur’an as ringtones for mobile phones because it impinges on the sacred character of the Muslim Holy Book, the Saudi Press Agency reported yesterday.

“It is demeaning and degrading to the verses of the Holy Book to stop abruptly at the middle of a recitation or neglecting the recitation, as happens when they are used as ringtones in mobile phones. On the other hand, recording the verses from the Holy Qur’an in phone sets with the intention of recitation and listening is a virtuous act,” the scholars attending the council said in a statement.

During the six-day meeting of the council in Makkah, which began Nov. 3 under the chairmanship of Grand Mufti Abdul Aziz Al-Asheikh, 70 Muslim dignitaries and scholars tackled a number of important issues. On behalf of Custodian of the Two Holy Mosques King Abdullah, Makkah Gov. Prince Khaled Al-Faisal opened the first session of the council.

The council decided that Muslims are permitted to determine the sex of a fetus provided it was a medical necessity, such as when ascertaining diseases that are suspected to affect boys and not girls, and vice versa. The council said three doctors would be required to confirm the medical necessity of the procedure.

The council also approved damaging an ovary that could lead to a disabled child, but said that trying to control the sex of a child was strictly prohibited.

The council also encouraged Muslims in the West to participate in elections in non-Muslim countries and play an effective political role, especially if elections brought about public good or prevented social evils.

It said this was the only way for Muslims abroad to secure their rights.

It also encouraged Muslims in the West to integrate into Western societies but cautioned them against adopting any Western habits that are contrary to the principles of Islam.

Those who presented papers included Sheikh Muhammad ibn Abdullah Al-Subeyel, imam of the Grand Mosque. In the concluding session yesterday, the Islamic Jurisprudence Council emphasized that dialogue with non-Muslims supported by well-prepared media programs are essential in confronting anti-Islamic campaigns.

The council called on Pakistanis and Palestinians to stand united in solving their problems.

Islamic scholars from various parts of the world, who attended the conference, also called for the upholding of Islamic unity and adherence to the Holy Qur’an and Sunnah (Tradition of the Prophet), while tackling issues affecting Muslim countries such as Iraq, Somalia and Afghanistan.

Further Reading:

(1) Scholars Ban Qur'an Ringtones - islamOnline.net

(2) Entering the toilet with a mobile phone on whose screen is the name of Allaah - islam-qa.com

(3) Using musical tunes on mobile phones - islam-qa.com

(4) Is purity essential for reading Qur’aan from one’s mobile phone? - islam-qa.com

Survey: Inside the world of UK Muslim women

This is an interesting article that appeared in The Observer, Sunday June 01 2008

Inside the world of UK Muslim women
By Nick Mathiason and Huma Qureshi

A major survey shows most want to marry their soulmates and enjoy high street fashion, while keeping a delicate balance with their Islamic values

She wants to marry her soulmate, shops in Primark, TK Maxx and Topshop, and dreams of starting her own business. Meet the typical Muslim woman in Britain today.

A thousand women throughout the country have responded to the biggest lifestyle study of Muslim women undertaken in the UK. It appears to show that Muslim women have established a delicate balance between a desire to live a contemporary lifestyle and tap into consumer trends while sticking to values underpinning the Islamic guide to life.

The survey shows that 58 per cent of Muslim women do not think the racial background of a partner matters, although two-thirds believe it is very important for their man to be knowledgeable about Islam.

Success to 37 per cent of women means being a good Muslim, while 32 per cent say it is about combining work with family life, with 52 per cent wanting to run their own businesses.

When asked which Muslim causes were most important, 70 per cent of women said matters affecting Muslims in their own community or in the UK were a priority against 21 per cent who said that the Middle East was the most important issue facing Muslims today.

Talat Ahmed, 32, from Redbridge in east London, is a married with a three-year-old daughter and works in human resources for a charity. She said: 'I become so English when the Rugby World Cup is on. We're British and we love it here.

'[But] it's complex because living in the West we feel alienation. The media and the government categorises Muslims. We choose to be Muslim and we want to be respected and we want people to understand. A lot of things get misconstrued because Islam is a private thing. I totally respect people of all religions. Sure we are British. We choose to live here. To me it's terrible being told to go back where you come from.'

Half of British Muslim women polled for the survey - carried out by Muslim women's magazine Sisters and Ummah Foods, a halal food business - say the hijab is about dressing modestly, with 19 per cent equating it to 'covering up completely'.

More than half the women polled never go on holiday in Britain for fear of not being welcome in coastal resorts, lack of halal food outlets and uncertainty over where the nearest mosque would be. Eighty-two per cent of Muslim women want shops to sell products that are halal- and sharia-compliant - a desire mainstream retailers largely fail to satisfy.

'I'm proud of my religion, and being British as well as Muslim is important for my identity, but as I've got older, I've started to feel like I don't belong here,' said Farah Mulla, 27, who lives in west London and works in marketing. 'I don't hide my religion though - I'll do things like pray at work, even if there are people around - that makes no different to me.'

For Farah, praying and reading the Koran is part of her daily routine. 'The Koran gives me guidance and praying puts me at peace. It gives me a sense of belonging.' When it comes to marriage, she says she would only ever marry a Muslim although some members of her family have married out of Islam. 'Mixed-faith marriages can work, but it just wouldn't work for me. I wouldn't feel comfortable if I didn't marry a Muslim.

'My faith is so important to me and I wouldn't want any misunderstandings or conflicts arising from that. But Asian culture confuses things too much and sometimes people get too involved with caste and background, which just isn't right and isn't anything to do with religion at all.'

Nabila Pathan, 25, from Leytonstone, east London, presents Women's Voice, a woman's chat show, on Press TV, an English language channel funded by the Iranian government.

She says: 'The government is always funding these quite contrived attempts to "understand"

Muslims, but to be honest I think a lot of Muslims are fed up with that. Sometimes it's better to read things about ourselves if it's come from ourselves - that way, it's on our terms.'

Islam's holiest city set for 130-skyscraper redevelopment

Islam's holiest city set for 130-skyscraper redevelopment
Taken from The Guardian, UK, Thursday May 29 2008
By Riazat Butt

The holiest city in Islam is to get a £6bn facelift, it was announced yesterday, with homes and hills being flattened to make way for hotels, apartments, shopping malls and transport facilities for pilgrims. Six development projects ordered by the Saudi monarch, King Abdullah, will transform Mecca, which struggles to accommodate the millions of Muslims who pour into the city every year to perform hajj.

The biggest change will be to the courtyards of the Grand Mosque, which can hold at least 100,000 worshippers during prayer times. An ambitious expansion programme has led to the demolition of 1,000 properties in the immediate Shamiya area and Saudi authorities have set aside an estimated £80m to compensate the homeowners.

There will also be a new residential district to the south-west of the mosque. Construction firms have begun to level hills to create a 230,000 square metre area that will include high-rise apartments and air conditioned prayer facilities for up to 120,000.

A new ring road, four kilometres (2.5 miles) long and 80m wide, will ease congestion and link to the Jeddah highway, while a project to the south of the mosque will increase prayer space from 1,170 to 30,000 square metres and provide parking space for more than 1,000 cars.

But Irfan Al Alawi, the founder and former executive director the Islamic Heritage Research Foundation, said: "It's the Manhattanisation of Mecca. The Saudis want to build skyscrapers.

The worry is that as they level hills and mountains they will destroy sites of cultural interest."

A report by the Saudi British Bank, one of the kingdom's biggest lenders, estimates that £15bn will be invested by local and foreign companies in construction and infrastructure in Mecca in the next four years. Up to 130 new skyscrapers are anticipated, including the Abraj Al Bait Towers, a seven-tower project that will be one of the largest buildings in the world, with a 2,000-room hotel, a 1,500-person convention centre, heliports and a four-storey mall that will house hundreds of outlets.

The pilgrims already have the opportunity to stop at Next, TopShop and Starbucks in between their religious rituals.

For developers, Mecca is a concrete business investment, with the guarantee of millions of visitors each year. The world's estimated 1.4 billion Muslims are obliged to complete hajj once in their lifetime if they have the means to do so. Last year up to 4 million people completed hajj, with millions more visiting during the rest of the year.

Next week Mecca - which is strictly off limits to non-Muslims - will host a three-day conference on the importance of dialogue with other religions. The event, to be opened by King Abdullah, will feature scholars and academics from the Islamic world.

For pictures of the redevelopment that is taking place click here
Pictures: Makkah redevelopment project


Further reading (from within this blog)
(1) The Kaba: It's Size and History

(2) The Prophets Mosque in Medina

(3) Masjid al-Aqsa - Palestine

Latina converts look for answers in Islam

Latina converts look for answers in Islam

from greatreporter.com
Written by Pilar Conci, Tuesday, 27 May 2008

Increasing numbers of Latinas are converting to Islam, for love, faith and, some say, a sense of respect. But some find acceptance from family and friends is harder to come by.

When Beatriz Kehdy was growing up in Sao Paulo, Brazil, she felt uncomfortable with the standards of beauty that she says were a part of the culture in which she was raised.

An emphasis on external beauty and the body, she says, became increasingly foreign to her own personal values.

Kehdy moved to New York City almost 10 years ago and eventually discovered a sense of place in Islam and in the hijab, or headscarf worn by women in the faith.

“When I wear the hijab, I feel more respected, people talk to me with respect,” she said.
The now 27-year-old architect converted from Catholicism to Islam four years ago, but didn’t tell her family until a few years later, in a letter.

“When I started wearing the hijab, there was a problem,” she said.

“My father didn’t want me to wear it in public in Brazil.”

Kehdy is one of many Latin American women in the US who have embraced the Islamic faith.
The American Muslim Council, based in Chicago, estimates that there are more than 200,000 Latino Muslims in the United States.

Women make up 60 percent of conversions to Islam, according to experts.

Mosques around the country have begun to offer special classes where women converts can learn about Islam.

The North Hudson Islamic Educational Center, in Union City, N.J., offers both English and Spanish Language classes.

Mariam Abassi, vice president of the Da’wah (outreach) program at the center, said about 500 members of the center are Latino converts.

There are between 4,000 and 5,000 members in total.

Many Latinas choose to accept Islam because they marry Muslims.

Others convert when they’re single, often because they feel unfulfilled by the religion in which they were raised.

For a large number of Latinas, that faith is Catholicism.

“Some of them really have doubt about the Trinity,” a central belief in Catholicism that says God exists in three beings, the Father, Son and Holy Spirit; said Chernor Sa’ad Jallah, assistant Imam at the Islamic Cultural Center, in East Harlem, the largest mosque in New York City.

“They find it really confusing,” In his community of about 1,500 people, between 10 and 15 percent are Latinos.

Some said they were uncomfortable making confessions to a priest and feeling as though they had no direct relationship with God.

“I was raised as a Catholic but I didn’t like it.

I felt this emptiness,” said Mayeline Turbides, a 21-year-old Dominican student who lives in West New York, N.J.” I was never convinced.” She took the name Leila after she became a Muslim.

Before discovering Islam, Turbides had explored evangelical Christianity and Mormonism, which failed to draw her in.

About two years ago, her Muslim boss started talking to her about Islam.

“I used to go out, to drink.

I got drunk 500 times,” Turbides said in Spanish.

“But nothing made sense.

I wanted rules.”

When it comes to assimilating to a new faith, Islam appeals to Catholic Latinas for several reasons.

“There are many similarities between Catholicism and Islam,” said Ibrahim Hooper, Communications Director and spokesman for the Council on American-Islamic Relations, based in Washington, D.C.

“Both have principles that need to be followed, regarding how you conduct yourself as person, how you operate in a community.”

Others find a new religion to be an escape from the confines of machismo, or chauvinism.

“I feel more protected,” Turbides said.

“Men used to shout things at me when I was walking down the street.

They would honk their horns.

When I wear the hijab, nobody says anything.”

For New Yorker Yuri Lara, the 23-year-old daughter of Ecuadorian immigrants, understanding the role of women in Islam, and dispelling what she considers to be stereotypes, was one of her biggest concerns when she was studying the religion.

“We have rights, we have a voice, it’s all in the Quran,” said Lara, who studied psychology at SUNY Albany.

But for many Latina converts to Islam, conversion brings with it the challenge of gaining acceptance from their own families and other non-Muslims, a process that takes time.

“At first my family was unhappy,” said Demaris Tapanes, 32, who was born and raised in Union City, N.J., to a Puerto Rican mother and a Cuban father.

“'Why do you have to cover?'" she said of her family’s objection to the hijab.

“One of my brothers told me he didn’t want me to cover because after 9/11, people resented Muslims,” she said “He was concerned for my security.”

Wearing the hijab presents other challenges, as Turbides found out when she wore the head covering to the grocery store where she works.

“People would ignore me,” Turbides said.

“My boss is a Muslim, but they’re nice to him because he is an Arab.

Since I am Latina, they tell me that I’m pulling away from my religion.

I felt very bad that day.”

Despite the obstacles they face to practice their adopted faith, many women converts say Islam changed their lives.

“I’m a better version of myself now,” said Lara.

“I’m closer to my family than I ever was.

I think more about others, as opposed to me, me, me.

I think about what I’m going to eat before I take the last bite left.”

Estela Ramon, who attends the class at the North Hudson Islamic Educational Center, in Union City, became interested in Islam after her husband, Delfino, who was born in Mexico, converted to Islam four years ago.

“At first I asked him if he was crazy,” said Ramon, who is also from Mexico and was raised a Catholic.

Ramon, 34, says that her husband changed for the better when he turned to Islam.

“He used to drink and get angry,” she said.

“Now he is more confident in himself, he is more responsible.

And he doesn’t drink anymore.”

Ramon is reading a Spanish translation of the Quran and is thinking of converting too.

Although she says she is drawn to the lifestyle that Islam proscribes, Ramon says she is not ready to accept the faith.

“My time to say yes has not come," she said.

“When God wants me to, I will accept it.”


Read stories from other Reverts (from within this blog)
(1) Mum, I've decided to follow Allah
(2) Why British women turn to Islam
(3) A woman on a mission
(4) Women converts to Islam after 911
(5) Turning Muslim in Texas, USA
(6) Turning Muslim in Australia!
(7) The boys call me beardo - I'll live with it!

A' Is For Allah (alif Is For Allah)

A' Is For Allah

This is a beautiful song written for children by Yusuf Islam (formerly known as Cat Stevens). The musician used the song as a vehicle to teach his daughter, Hasanah, the 28-letter Arabic alphabet. For more info about the artist and where to buy his albums visit yusufislam.com.

The Video:



The Lyrics:

A' is for Allah, nothing but Allah;
Ba is the beginning of Bismillah;
Ta is for Taqwa, bewaring of Allah;
and Tha is for Thawab, a reward;
Ja is for Janna, the Garden of Paradise;
Ha is for Hajj, the blessed pilgrimage;
Kha is for Khaatem, the seal of the prophethood given to the Prophet, Muhammed (SAW);
Da is for Deen, Al-Islam, religion with Allah since time began;
Dha is for dhikr, remembering Allah;
and Ra is for the month of Ramadhan, ohh Ramadhan;
Za is for Zakat to pure our greed, when we give our money to those in need;
Sa is for Salamu alaikum, peace be with you wa'alaikum assalam;
Sha is for shams, the shining sun, which Allah placed for everyone;
and Sua is for salat, for when we pray facing him, everyday, facing him, till we meet ourlord;

Allah there's only one God and Muhammed is his Messenger.
Allah, La ilaha illa'allah;

Dua is for duha, the morning light, the sun has turned from red to white;
Tua is for tareeq, the path to walk upon;
and Dhua is for dhil, a shadow;
and Aa is for ilm, the thing to know, to make our knowledge grow, in Islam;
Gha is for ghaib, a world unseen and that we know is not a dream;
Fa is for, the Opening, Al-Fatiha;
and Qua for the Qur'an, the book of God;
and Ka is for kalima, a word we're taught to teach us what is good and what is not;
and La is for the beginning of La ilaha illa'allah;
Ma is for the Messenger Muhammed-ur-Rasoolillah.
La ilaha illa'allah, Muhammed-ur-Rasulilllah;

Allah, there's only one God and Muhammed is his Messenger.
Allah, la ilaha illa'allah;

Na is for nawm, the sleep God gave to give us rest after the day;
Ha is for the Hijra, the journey that, the Prophet made;
and Wa for wudu before we pray to help us wash our sins away;
and Ya for Yawm-mid-Deen;

Allah, there's only one God and Muhammed is his Messenger.
Allah, La ilaha illa'allah;
Allah, there's only one God and Jesus was his Messenger.
Allah, La ilaha illa'allah;
Allah, there's only one God and Moses was his Messenger.
Allah, La ilaha illa'allah;
Allah, there's only one God and Abraham was his Messenger.
Allah, La ilaha illa'allah;
Allah, there's only one God and Noah was his Messenger.
Allah, La ilaha illa'allah;
Allah, there's only one God and he created Adam, and we are the children of Adam.
Allah,La ilaha illa'allah;
Allah, there's only one God and Muhammed is his Messenger.
Allah, La ilaha illa'allah.